Episode
The Widow Penalty and Social Security
Here's a hard truth most couples never see coming: when one spouse passes away, the survivor often ends up paying MORE in taxes on LESS income.
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YOUR FINANCIAL GAMEPLAN
Financial planning, talked about like it actually matters to you.
Ken Handy and David Baker, CFP®, ChFC®, CLU®, RICP®, AIF®, break down financial planning in a real, practical, energetic way. Whether you're just starting out or already counting down to retirement, every episode is built to be lively, topical, and useful. Combined, Ken and Dave bring more than 40 years of experience to the table.
Want the retirement math without the guesswork? Grab the free guide.
Get Your Free Retirement Guide Prefer to talk first? Schedule a quick conversation with us! →40+
Years combined experience
37
Episodes and counting
2x
New episodes every week
5
Designations: CFP, ChFC, CLU, RICP, AIF
Straight From The Studio
This is what financial planning sounds like when it's not boring.
A look inside the studio, straight from the video episodes. Press play on whichever one matches where you are right now, or catch the full archive on Spotify.
Trailer
Episode
When Do I Turn On Social Security?
"When should I turn on Social Security?" might be the single most expensive financial decision you'll make. And most people make it based on a gut feeling.
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Episode
Life Insurance with David White
Life insurance is one of those things almost everyone owns and almost no one fully understands. Too much of the wrong kind, too little of the right kind. It's surprisingly common.
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Episode
Long-Term Care with David White
Roughly 7 in 10 people will need some form of long-term care. Yet it's the line item most retirement plans leave completely blank.
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Episode
Finance Through the Lens of Kids
Kids absorb their money habits long before they ever earn a paycheck. Mostly by watching us.
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Episode
The Late-Game Penalty - When Income Creates Higher Medicare Costs
Here's a curveball that blindsides successful savers: a single year of higher income can raise your Medicare premiums. Sometimes by thousands.
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Episode
Why Governance is Key to Family Wealth
There's an old saying: "shirtsleeves to shirtsleeves in three generations." Wealth gets built, then too often unravels by the time the grandkids inherit it.
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Episode
Early Retirement - Why the Dream Feels Empty
Plenty of people spend decades chasing early retirement, finally get there. And feel strangely lost. The number worked. The life didn't.
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Episode
Fund Managers - Why is Beating the Market so Hard?
If the highly paid professionals with teams of analysts can't reliably beat the market, what does that mean for the rest of us?
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Episode
Retirement Income - A Deep Dive
Saving for retirement is half the game. The harder half is turning that nest egg into reliable income that lasts as long as you do.
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Episode
Spring Training and Finances
Every great season starts with spring training. Fundamentals, reps, and fixing the small things before they cost you a game.
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Episode
Family Legacy - Digital Assets and Legacy Letters
Estate planning used to be about property and accounts. Today, a huge part of your life. And your legacy. Lives behind passwords.
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Episode
Tax Season Readiness
Tax season only feels stressful when it sneaks up on you. The people who breeze through it did the quiet work months earlier.
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Episode
The Couples Money Huddle
Money is one of the most common sources of stress between partners. Not because couples disagree, but because they rarely sit down and actually talk about it.
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Episode
Family Legacy and Beneficiary Bootcamp
Quick question: do you know exactly who's listed as the beneficiary on every one of your accounts? Most people don't. And that's a problem.
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Episode
Lighting the Torch and your 2026 Wealth Vision
Most people set financial goals. Far fewer set a financial vision. The bigger picture those goals are actually meant to serve.
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Episode
New Year, New Goals
Most New Year's financial resolutions are forgotten by February. Not because people don't care. But because the goals were never built to last.
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Episode
Free Agency - Navigating Career Moves and Income Growth
A career move is one of the biggest financial events in your life. Yet most people focus only on the salary and miss everything else on the table.
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Episode
Closing 2025 Strong: Your Financial Championship Drive
Championships are won in the final drive. And your financial year is no different. The moves you make before December 31 can shape your entire tax picture.
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Episode
Offense Wins Games, Defense Wins Championships
In sports, offense gets the highlights. But defense wins championships. Your finances follow the same rule.
SpotifyWhat We Cover
Our services
Whether you run a business, have a family, or just need wealth management guidance for yourself, we can provide financial strategies that can adapt to your changing needs and the evolving life you live.
Retirement Income
Turning savings into a paycheck that actually lasts.
Tax Strategy
The gap between what you earn and what you actually keep.
Family Legacy
Beneficiaries, estate plans, and what your family actually inherits.
Career and Income
Treating your career moves like the asset they are.
On Air
The Hosts
Ken Handy and David Baker, CFP®.
On air, they keep it energetic and plain spoken. Off air, Dave leads Phoenix Private Wealth, where he and his team help clients turn the ideas from the show into an actual coordinated plan.
Investment advisory services offered through Equitable Advisors, LLC, an SEC registered investment adviser. Advisors hold CFP®, ChFC®, CLU®, RICP®, and AIF® designations.
Schedule a quick conversation with us!Like What You Hear?
Every episode ends the same way.
If something on the show hits home, let's talk. No pitch, just a real conversation about where you stand and what makes sense as a next step for your situation.